The software stack for the next generation of regulated financial products.
Tokenize gold, silver, real estate, and the assets shaping emerging markets. Ship AI-native financial experiences. Verify identity. Stay compliant. Run a bank. Built and proven inside Stratum Remit, Sikama, LuckyCat, and the KoraStratum platform — now extending to asset tokenization.
What we ship
Six software offerings for fintechs, banks, and asset issuers.
Built by Orokii
Asset Tokenization Infrastructure
Tokenize commodities, real estate, and the assets shaping emerging markets — software for licensed issuers.
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Built by Orokii
Conversational AI for Financial Services
The Kora pattern decoupled for banking, wallets, lending, insurance, neobanks.
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Built by Orokii
Embedded Non-Custodial Wallet SDK
Stablecoin wallets for creator economy, gaming, gig payouts, e-commerce.
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Partner offering
Integrated Compliance & Identity
Kora IDV, Kora Compliance, and Kora Sentinel — pre-wired and ready.
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Partner offering
African Banking-in-a-Box
Core banking and digital banking for Tier-2/3 banks and microfinance banks.
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Built by Orokii
Software for Money Remittance Infrastructure
Six years of proven working model — whitelabel, components, modernization, advisory.
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Built and proven
Six years of building and operating regulated payment products.
Stratum Remit serves real consumers today. Sikama and LuckyCat run on the same platform under their own brands. The KoraStratum infrastructure suite powers financial institutions across Africa.