Orokii

Privacy Policy

Our Company

Orokii, Inc. (“Orokii”, “us”, “we”, “our”) is responsible for the collection, use, and disclosure of your personal information. If you have any questions about how we protect or use your data, please email us at privacy@orokii.com
Electronic Fund Transfers (“EFTs”) and Account Balances. Orokii partners with financial services software company Checkbook Inc. to offer you electronic fund transfers (EFTs). When you create an Orokii Account, link a bank account, or initiate an ETF, you authorize us to share your identity and banking information with Checkbook to support your account. You also agree to Checkbook’s terms and privacy policy (the “Partner Terms”). It is your responsibility to ensure the data you provide us is accurate and complete, which is necessary for our partners to process EFTs on your behalf. The Partner Terms may be modified occasionally, and the governing versions are incorporated by reference into this Privacy Policy. Any term not defined in this section but defined in the Partner Terms assumes the meaning defined in the Partner Terms. IT IS YOUR RESPONSIBILITY TO READ AND UNDERSTAND THE PARTNER TERMS BECAUSE THEY CONTAIN TERMS AND CONDITIONS CONCERNING YOUR OROKII ACCOUNT, INCLUDING BUT NOT LIMITED TO THE USE OF YOUR PERSONAL INFORMATION.

Data We Collect About You

We will collect the following data about you:
Information You Provided to Us.
Information We Collect About You. Regarding your use of our Services, we may automatically collect the following information, some of which may be or include personal information:
Information We Receive from Other Sources. We may receive information about you if you use any other websites we operate or our other services. We also work closely with third parties and may receive information about you from them. For example:
Information from Social Media Networks. Suppose you log in to our Services using your social media account (for example, Facebook or Google). In that case, we will receive the relevant information necessary to enable our Services and authenticate you. The social media network will give us access to certain information you have provided them, including your name, profile image, and email address. We use such information and any other information you directly provide to us when you register or use our Services to create your account and communicate with you about the information, products, and services you request from us. You may also be able to specifically request that we have access to the contacts in your social media account so that you can send a referral link to your family and friends. We will use, disclose, and store all this information following this Privacy Policy.
Children’s Data
Our products and services are directed at adults 18 years old or older and not intended for children. We do not knowingly collect information from this age group. Part of the verification process prevents Orokii from collecting such data. If any information is collected from a child without verification of parental consent, it will be removed.

How We Protect Your Personal Information

We store your personal information on a secure server. All information you provide to us is also stored on our secure servers. Transport Layer Security (TLS) technology will encrypt any payment transaction information.

It is important to note that the transmission of information via the Internet is not completely secure. Although we will do our best to protect your personal information, we cannot guarantee the security of your information during transmission, and any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to prevent unauthorized access. We continuously educate and train our employees about the importance of confidentiality and privacy of customer personal information. We maintain physical, electronic, and procedural safeguards that comply with the relevant laws and regulations to protect your personal information.

How We Use Your Information

We Use Your Information in the Following Ways:

Disclosure of Your Information

We May Share Your Information with Selected Third Parties Including:
We May Disclose Your Personal Information to Third Parties:
We do not have a published list of all the third parties we share your data with, as this would heavily depend on your specific use of our Services. However, if you would like further information about whom we have shared your data with or to be provided with a list specific to You, you can request this by writing to privacy@orokii.com

Sharing and Storing Your Personal Data

The data we collect from you may be transferred to and stored at a destination outside the United States. It may also be used by staff outside the US who work for one of our suppliers or us. Such staff may be engaged in, among other things, the fulfillment of your payment order, processing your payment details, and providing support services. You agree to transfer, store, or process by submitting your personal information. We will take all necessary steps to ensure that your data is treated securely and following this Privacy Policy.

Cookies

We use small files (known as cookies) to distinguish you from other users and see how you use our site and products while providing you with the best experience. It also enables us to improve our services; for detailed information on cookies and other technologies we use and the purposes for which we use them, see our Cookie Policy.

Retention of Your Information

Orokii is a regulated financial institution and, therefore, required by law to store some of your personal and transactional data beyond the closure of your account with us. See your rights below. Your data is only accessed internally on a need-to-know basis and will only be accessed or processed if necessary.

We will permanently delete data that is no longer required by the relevant law or jurisdiction in which we operate.

Retention periods defined for storing your data can be found here.

California Privacy Rights

If you are a resident of the State of California, under the California Consumer Privacy Act (CCPA), you have the right to request information on how to exercise your disclosure choice options from companies conducting business in California. Specifically:
To submit a request to exercise any of the rights described above, you may contact Orokii either via email to privacy@orokii.com or contact us via postal mail, proper postage prepaid, at:
Orokii
Attn: Your California Privacy Rights
56 Wellington Road
East Brunswick, NJ 08816
Please indicate your preference for how you would like us to respond to your request (i.e., email or postal mail). All requests sent via postal mail must be labeled “Your California Privacy Rights” on the envelope or postcard and clearly stated on the actual request. Please include your name, street address (if you would like a response via postal mail), city, state, and zip code for all requests. We may need to verify your identity before responding to your requests. The email address or contact information you send the request must match your email address or contact information on file. Authentication based on a government-issued and valid identification document may be required. We will not accept requests via telephone or fax. We are not responsible for notices that are not labeled or sent properly or incomplete information.

Third-party Links

From time to time, Our Services may contain links to and from the websites of our partner networks, advertisers, and affiliates. If you follow a link to any of these websites, please note that they have their own privacy policies and do not accept any responsibility for them. Please check these policies before you submit any personal data to these websites.

Changes to Our Privacy Policy

To keep up with best practices, new legislation, and changes in how we collect and use personal information, we may modify this Privacy Policy occasionally. If we change this Privacy Policy, we will post the revised Privacy Policy on the website and update the “Last Updated” date. To stay up to date on any changes, please check back periodically. Following these changes, your use of our Services means you accept the revised Privacy Policy. If you would like to review the version of the Privacy Policy that was effective immediately prior to this revision, please contact us at privacy@orokii.com

Contact

Questions, comments, and requests regarding this Privacy Policy are welcomed and should be addressed to our privacy team at the following email address: privacy@orokii.com or you can write to us at the following address:
Orokii
Attn: Your California Privacy Rights
56 Wellington Road
East Brunswick, NJ 08816
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